Earn as you spend with our generous 1% cash rewards credit card. Use your card for everyday purchases and receive a cash back bonus every November.
EARN MORE WITH EVERY CARD SWIPE
Earning cash back is easy with the 1% Cash Back Visa® credit card from Wasatch Peaks Credit Union. Accumulate cash back from November 1st to October 31st. All you have to do is spend over $3,000 throughout the year.
CASH BACK CREDIT CARD BENEFITS
The Wasatch Peaks Cash Back Visa® credit card puts your spending power to work to earn you an end-of-year cash bonus. Simply use your card online or offline to make purchases and automatically earn money back!
Benefits include:
Every November, we'll deposit 1% of the amount spent during that year into your savings account.
Summit Rewards Credit Card: Gift cards are not sponsors or co-sponsors of this program.
Visa No Cash Back Credit Card: *APR (Annual Percentage Rate) and OAC (On Approved Credit). After the 6 month Introductory Fixed Rate, your rate will revert to the current stated rate, which is 10.00% APR/ Variable, as of March 1, 2021. Transfer Balance must be from another creditor, other than Wasatch Peaks Credit Union, to qualify for 4.99% APR Intro Fixed Rate Offer. This is our best rate; your rate may be different depending on underwriting criteria and credit score.
HOW TO OPEN A 1% VISA CASH BACK CARD
Step1
Apply Online
Click the button below or visit a branch to start your credit card application.
Step2
Submit Your Application
We’ll review your application and let you know if you’re approved.
Step3
Enjoy Your New Card
Keep an eye on your mail and start planning your first purchase!
★★★★★
“I am amazed with the happiness and kindness I get from the staff at Wasatch Peaks. This is why I do business with them.”
-Curtiz P., Ogden, UT
Earn More, Get More
Up to 1% Cashback
Earn when you spend and receive a cash bonus at the end of the year!
No Annual Fees
With no annual fees, we make cashback convenience even easier on your pocket.
Low Variable Rate
Expect among the lowest APR1s in northern Utah, so you can afford the things you need.
Card Replacement
If your card is lost or stolen, simply come into a branch for a replacement.
Online and Mobile App
Control your card and bank account from wherever you are with our online banking tools.
eStatements
Get free credit card account eStatements automatically sent to your email each month.
You earn credit card rewards by using your card for everyday purchases. Provided you spend over $3,000 in the year to October 31st, we’ll automatically deposit the money you earned into your account in November!
Look at the rewards and cash back rates, how to earn cash back, and any associated fees. It’s smart to choose a 1% cashback card that lets you earn cash back on every transaction.
For every dollar you spend, you get back 1% in cash back. For example, if you spend $100, you’ll get $1 back, subject to our reward program terms and conditions.
We credit the cash back to your credit card account in mid-November. You can use the cash back earned to reduce your statement balance or in other ways, based on your card's options.
OPEN YOUR ACCOUNT OR CONTACT US FOR MORE INFORMATION
MORE GREAT WAYS TO SAVE AND INVEST
1.5% Cash Back Credit Cards
Unlock the full potential of your daily spending with our cash back Visa credit card. Enjoy unlimited 1.5% cash back, a low rate, and no annual fees.
The VISA® NO CASH BACK card is more than just a low-rate credit card. With extra security and no annual fees, it's a tool to take control of your financial future.
