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When you decide to become a homeowner, you’ll likely need to take out a mortgage to purchase your new home. Knowing you’ll need a mortgage to finance your home is an easy decision to make but deciding which mortgage is right for you can be a harder decision. 

Black Friday has traditionally been the day that kicks off the holiday shopping season, sending hordes of crowds surging through malls and big-box stores all over the nation. Unfortunately, it’s also been a day that kicks off the season of shopping scams. 

You can use your credit card to perform many useful functions beyond paying for items in-store and online. Credit cards can give you a financial safety net, help you shop safer, earn rewards, and even get cash back on purchases.