Blog

One of the most important parts of setting up a monthly budget is separating needs from wants. Before assigning dollar amounts to any categories, it’s important to know which parts of your monthly expenditures are an absolute need, and which items would be nice to include, but are not a necessity. Many people find this particularly challenging, and many even give up on budgeting when they can’t move past this step.

The real estate market in Ogden, Utah, has been robust for years—long before the market became hot for other cities in the U.S. It’s not hard to see why. Ogden is a gorgeous place, offering majestic views of the mountains, and its real estate provides access to an amazing quality of life.

Are you constantly dealing with a barrage of junk mail that clogs up your mailbox? Drowning in papers needing sifted through? Are you always afraid to throw out any paper from your financial institution, fearful that you’ll be throwing sensitive material into the trash and making it an easy steal for would-be scammers?