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A Coverdell Education Savings Account is a great way to start saving for your child's education expenses from K-12, college, and even other forms of higher education. You can open an account with your local credit union or another financial institution such as a bank. 

Saving for retirement is essential, but according to a recent survey, almost two-thirds of Americans fear their retirement planning is not on track. Smart long-term planning is critical if you are not going to struggle to make ends meet once you stop working.   

The roaring eighties and nineties gave certificates of deposit (CDs) an undeserved reputation as a safe but rather dull place to keep excess cash. High inflation, soaring interest rates, a looming recession, and an uncertain stock market have changed all that. Read on to find out why CDs are having a moment—and why you need to be part of it.