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If you are a small business owner, obtaining a loan to expand your operations may be easier than you think. 

As a small business owner, you are part of the backbone of the American economy. Small businesses makeup approximately 44 percent of all economic activity in the U.S. and employ millions of people. About 534,000 new small businesses start up every month, and nearly all of them need funding to get off the ground.

Businesses often need a source of money to fund expansions, for additional working capital during slow seasons, and other reasons. The two most popular options for obtaining the funding they need are business loans and business lines of credit.