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Businesses often need a source of money to fund expansions, for additional working capital during slow seasons, and other reasons. The two most popular options for obtaining the funding they need are business loans and business lines of credit.

Starting a business can be daunting and can seem financially out of reach. Fortunately, there are loans specifically available to help small businesses reach goals and access important resources. Here’s a guide to help you get started:

Small Business Administration (SBA) loans are the most common way that entrepreneurs finance expansions, obtain working capital, purchase real estate, and do other things that are critical to business success.