Wasatch Peaks Credit Union - Blog | Checking Account (6)

Peaks Perks™ Checking High Dividend

High Dividend. Cash rewards. Get all that and more with free Peaks Perks™ Checking High Dividend account. There's no minimum balance to earn rewards and we'll refund your ATM fees, nationwide.

Account Details:

2.25% APY* on balances up to $10,000
0.25% APY* on balances over $10,000
0.05% APY* if qualifications are not met
Refunds on ATM fees nationwide — up to $10.00 per month
No minimum balance to earn rewards
No monthly service fee
Free Online Banking with Bill Pay
Free eStatements
Free Visa® Debit Checking Card
Unlimited check writing
No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Peaks Perks™ Checking High Dividend account each monthly qualification cycle:

Have at least 12 debit card purchases post and settle
Be enrolled and log into Online Banking at least one time
Be enrolled in eStatements

If you don’t qualify one month, there’s still no monthly service fee and you can get back to earning a high dividend during the next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 9/1/2017. Rates may change after account is opened. For Peaks Perks™ Checking High Dividend, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10.00 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.25% interest rate on portion of balance over $10,000. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Peaks Perks™ Checking High Dividend APY is based on compounding interest. Limit one account per Social Security Number.

Peaks Perks™ Checking Cash Back

Earn cash back on everyday purchases — not just gas and groceries! With this Peaks Perks™ Checking Cash Back account, there’s no minimum deposit to open, and you’ll get refunds on ATM fees, nationwide.*

Account Details:

3% cash back on up to $200 of debit card purchases*
No category restrictions on purchases
Earn up to $6.00 cash back per month
Refunds on ATM fees nationwide — up to $10.00 per month
No monthly service fee
No minimum balance to earn rewards
Free Online Banking with Bill Pay
Free Visa Debit Checking Card
Unlimited check writing
No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Peaks Perks™ Checking Cash Back account each monthly qualification cycle:

Have at least 12 debit card purchases post and settle
Be enrolled and log into Online Banking at least one time
Be enrolled in eStatements

Even if you don't meet your monthly qualifications, your account is always free. You’ll pay no penalties or fees and you can get right back to racking up rewards the very next month.

*When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle. Limit one account per Social Security Number.

Peaks Perks™ Checking Accounts
	Free Checking	Cash Back	High Dividend
Rewards		✔	✔
Dividend or Cash Back	0.05% APY on balance over $1,000	3% Cash Back on up to $200 of debit card purchases	2.25% APY on balance up to $10,000 0.25% APY on balance over $10,000 0.05% APY on balance if monthly qualifications are not met
Monthly ATM Fee Refunds		Up to $10.00	Up to $10.00
No Monthly Fee/Penalty	✔	✔	✔
Free Online Banking	✔	✔	✔
Free Mobile Banking	✔	✔	✔
Free Bill Pay	✔	✔	✔
Free Visa® Debit Card	✔	✔	✔
Free eStatements	✔	✔	✔
No minimum Balance	✔	✔	✔

There's so much to do with Peaks Perks™ Checking accounts, if you are interested, apply today here!

At Wasatch Peaks Credit Union, we offer free checking choices that make sense for you. In addition to our FREE Checking account, Wasatch Peaks offers free checking that pays you back with Peaks Perks™ Checking! If you’re looking to earn a high dividend on your money or get cash back every month, then Wasatch Peaks has the perfect checking account for you.

Our Peaks Perks Cash Back Checking account pays you 3% cash back on up to $200 in Visa® Debit Card purchases! We also offer our Peaks Perks High Dividend Checking account that pays you 2.25% on up to $10,000.

With either of these Peaks Perks Checking accounts, there’s no minimum deposit to open, no minimum balance to earn rewards, and we’ll refund your ATM fees, nationwide when minimum qualifications are met.

Does your checking pay you back? Call, click, or visit any Wasatch Peaks branch today.

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