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If you’re thinking about opening a new checking account, you might have some questions. We’re here to help you understand when and how a checking account can affect your credit score and how to make sure that impact is a positive one.

Credit cards have become essential to modern life, allowing us to afford necessities we cannot purchase outright. From groceries to medical bills, they provide a way to cover expenses when cash is tight.

Have you ever received a pre-qualified credit card offer in the mail? If you’re looking for a new credit card, the offers may be helpful, otherwise they might be annoying. But do you know why you’re receiving them? We’ve got the info about why you’re receiving these offers and how to either utilize the offers or opt out of receiving them.