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We are planning our winter break, which starts next week! Here are a few of our ideas that I hope will help you enjoy your break from school or work without breaking your financial plan.

Q: It’s my turn to host my family for the holidays. How can I entertain the crowd without spending a fortune?

The holiday shopping season is in full swing. The malls are packed with eager shoppers. Offers and promotions are coming from clothing stores, electronics retailers and other shopping sites. They’re probably flooding your inbox, and your physical mailbox is getting overloaded with catalogs from shops you haven’t bought anything from in years, if ever.