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Q: Back-to-school shopping kills my budget each year. Is there any way to start the year off right…without spending a small fortune?

How do you choose what financial information to impart to kids? What’s really important? Perhaps surprisingly, according to the Consumer Financial Protection Bureau (CFPB), the most important money lessons actually have nothing to do with money.

Volunteering is one of the most selfless acts a person can do. It’s all about experiencing things as someone else experiences them, and making life a little better for the both of you. Some parents would rather their children spend their time studying instead of doing something selfless. Volunteering, to them, is nice in theory, but just not worth it. What if, though, volunteering could help you as much as it helps your community? There’s nothing selfish about seeking a win-win.