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If you're a homeowner looking for a convenient way to access funds, you might consider tapping into your home’s equity. One great way to do this is by opening a home equity line of credit, or a HELOC. 

When you’re buying a home, you may initially feel overwhelmed by the many different types of mortgage loans. It’s a lot to think about! But paying attention to your monthly budget, down payment amount, and credit score gives the best idea of which loan works for your situation.

Before diving into the housing market, you usually have a general idea of where you want to live, how you want to live, and how much home you can afford. But that’s only the beginning!