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Money market accounts (MMAs) are unique types of savings accounts that offer numerous benefits. An MMA combines the best of both worlds of a checking account and a savings account, making it an excellent choice for savers and consumers alike.

Certificate of deposit (CD) accounts offer higher rates and guaranteed returns with all the security of a regular deposit account. That makes them a great way to save for a set goal or take the next step in turning your nest egg into real long-term wealth. 

According to recent studies, Americans are more concerned than ever about their finances. Unfortunately, most are doing nothing about it.