Peaks Perks™ Checking High Dividend
High Dividend. Cash rewards. Get all that and more with free Peaks Perks™ Checking High Dividend account. There's no minimum balance to earn rewards and we'll refund your ATM fees, nationwide.
Account Details:
- 2.25% APY* on balances up to $10,000
- 0.25% APY* on balances over $10,000
- 0.05% APY* if qualifications are not met
- Refunds on ATM fees nationwide — up to $10.00 per month
- No minimum balance to earn rewards
- No monthly service fee
- Free Online Banking with Bill Pay
- Free eStatements
- Free Visa® Debit Checking Card
- Unlimited check writing
- No minimum deposit to open
Earning Rewards Is Easy:
To earn your rewards, simply do the following activities and transactions in your Peaks Perks™ Checking High Dividend account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and log into Online Banking at least one time
- Be enrolled in eStatements
If you don’t qualify one month, there’s still no monthly service fee and you can get back to earning a high dividend during the next monthly qualification cycle.
*APY=Annual Percentage Yield. APYs accurate as of 9/1/2017. Rates may change after account is opened. For Peaks Perks™ Checking High Dividend, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10.00 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.25% interest rate on portion of balance over $10,000. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Peaks Perks™ Checking High Dividend APY is based on compounding interest. Limit one account per Social Security Number.
