Peaks Perks™ Checking High Dividend
High Dividend. Cash rewards. Get all that and more with free Peaks Perks™ Checking High Dividend account. There's no minimum balance to earn rewards and we'll refund your ATM fees, nationwide.
Account Details:
- 2.25% APY* on balances up to $10,000
- 0.25% APY* on balances over $10,000
- 0.05% APY* if qualifications are not met
- Refunds on ATM fees nationwide — up to $10.00 per month
- No minimum balance to earn rewards
- No monthly service fee
- Free Online Banking with Bill Pay
- Free eStatements
- Free Visa® Debit Checking Card
- Unlimited check writing
- No minimum deposit to open
Earning Rewards Is Easy:
To earn your rewards, simply do the following activities and transactions in your Peaks Perks™ Checking High Dividend account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and log into Online Banking at least one time
- Be enrolled in eStatements
If you don’t qualify one month, there’s still no monthly service fee and you can get back to earning a high dividend during the next monthly qualification cycle.
Peaks Perks™ Checking Cash Back
Earn cash back on everyday purchases — not just gas and groceries! With this Peaks Perks™ Checking Cash Back account, there’s no minimum deposit to open, and you’ll get refunds on ATM fees, nationwide.*
Account Details:
- 3% cash back on up to $200 of debit card purchases*
- No category restrictions on purchases
- Earn up to $6.00 cash back per month
- Refunds on ATM fees nationwide — up to $10.00 per month
- No monthly service fee
- No minimum balance to earn rewards
- Free Online Banking with Bill Pay
- Free Visa Debit Checking Card
- Unlimited check writing
- No minimum deposit to open
Earning Rewards Is Easy:
To earn your rewards, simply do the following activities and transactions in your Peaks Perks™ Checking Cash Back account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and log into Online Banking at least one time
- Be enrolled in eStatements
Even if you don't meet your monthly qualifications, your account is always free. You’ll pay no penalties or fees and you can get right back to racking up rewards the very next month.
| Peaks Perks™ Checking Accounts | |||
| Free Checking | Cash Back | High Dividend | |
| Rewards | ✔ | ✔ | |
| Dividend or Cash Back | 0.05% APY on balance over $1,000 | 3% Cash Back on up to $200 of debit card purchases |
2.25% APY on balance up to $10,000 0.25% APY on balance over $10,000 0.05% APY on balance if monthly qualifications are not met |
| Monthly ATM Fee Refunds | Up to $10.00 | Up to $10.00 | |
| No Monthly Fee/Penalty | ✔ | ✔ | ✔ |
| Free Online Banking | ✔ | ✔ | ✔ |
| Free Mobile Banking | ✔ | ✔ | ✔ |
| Free Bill Pay | ✔ | ✔ | ✔ |
| Free Visa® Debit Card | ✔ | ✔ | ✔ |
| Free eStatements | ✔ | ✔ | ✔ |
| No minimum Balance | ✔ | ✔ | ✔ |
