Checking

It's all about you!

At Wasatch Peaks Credit Union, we offer checking choices that make sense for you. If you're looking to earn a high interest rate, cash back, or iTunes® & Amazon® credits, then Wasatch Peaks has the perfect checking account for you.

KASASA CASH

Free Kasasa Cash Checking

High rates. Cash rewards. Get all that and more with free Kasasa® checking account. There's no minimum balance to earn rewards and we'll refund your ATM fees, nationwide.

Add a Kasasa Saver and have your monthly Kasasa Cash rewards automatically transferred – so you can start saving effortlessly.

Account Details:

  • 2.25% APY* on balances up to $5,000
  • 2.25% to 0.35% APY on balances over $5,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide (up to $10 monthly)*
  • Can link to high-interest Kasasa Saver
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free e-statements
  • Free Visa Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in e-statements
  • Be enrolled and log into online banking once per qualification cycle

If you don’t qualify one month, there’s still no monthly service fee and you can get back to earning high rates during the next monthly qualification cycle. 

*APY=Annual Percentage Yield. APYs accurate as of 4/1/16. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $5,000 receive APY of 2.25%; and (3) balances over $5,000 earn 0.25% interest rate on portion of balance over $5,000, resulting in 2.25% - 0.35% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.


KASASA CASH BACK

Free Kasasa Cash Back Checking

Earn cash back on everyday purchases – not just gas and groceries! With this free Kasasa® checking account, there’s no minimum deposit to open, and you’ll get refunds on ATM fees, nationwide.*

Add Kasasa Saver and each month your Kasasa Cash Back earnings will be automatically transferred, so you can sit back and watch your savings grow. 

Account Details:

  • 3% cash back on debit card purchases*
  • No category restrictions on purchases
  • Earn up to $3 cash back per month
  • ATM fee refunds nationwide (up to $10 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free e-statements
  • Free Visa Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in e-statements
  • Be enrolled and log into online banking once per qualification cycle

Even if you don't meet your monthly qualifications, your account is always free. You’ll pay no penalty and you can get right back to racking up rewards the very next month.

*When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $3.00 per monthly qualification cycle. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back are automatically transferred to Kasasa Saver at the beginning of the following statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 (up to $4.99 per single transaction) if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.


KASASA TUNES

Free Kasasa Tunes Checking

Power your playlist with a free Kasasa® Tunes checking account. Earn $5 every month in iTunes® or Amazon.com purchases, plus get another $20 when you sign up.

There’s no minimum balance to earn your rewards, and we’ll refund your ATM fees, nationwide.*

Account Details:

  • Get refunded up to $5 every month in iTunes® or Amazon.com downloads*
  • Earn $20 in iTunes® or Amazon.com downloads at sign up*
  • ATM fee refunds nationwide (up to $10 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free e-statements
  • Free Visa Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Tunes account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and e-statements 
  • Be enrolled and log into online banking once per qualification cycle

If you don’t qualify during one monthly qualification cycle, don’t worry! You can qualify the next month and get right back to earning your rewards the very next month. You’ll pay no penalty and your account is still free.

*You will be refunded up to $20 for iTunes® and/or Amazon.com purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5.00 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.


KASASA SAVER

Free Kasasa Saver

Build your savings without having to think about it. Add free Kasasa Saver and each month the rewards you earn from your free Kasasa Cash®; or Kasasa Cash Back®; checking will be automatically transferred for you.

Account Details:

  • Linked to free Kasasa Cash or Kasasa Cash Back account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 0.50% APY* on balances up to $5,000
  • 0.50% to 0.26% APY* on balances over $5,000 depending on balance in account
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in e-statements
  • Be enrolled and log into online banking once per qualification cycle

Don’t worry if you don’t qualify during the monthly qualification cycle. You won’t pay a penalty and your account is still free. Plus, you can get right back to earning your rewards the very next month.

 

Kasasa Saver with Kasasa Cash

*APY=Annual Percentage Yield. APYs accurate as of 4/1/16. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $5,000 receive APY of 2.25%; and (3) balances over $5,000 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in 2.25% - 0.35% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $5,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $5,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $5,000, resulting in 0.50% - 0.26% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

 

Kasasa Saver with Kasasa Cash Back

*APY=Annual Percentage Yield. APYs accurate as of 4/1/16. Rates may change after account is opened. When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $3.00 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $5,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $5,000, resulting in 0.50% - 0.26% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

 

FREE CHECKING

  • No minimum balance
  • 0.05% APY* 
  • Free VISA®Debit Card
Apply for your Kasasa Checking Now! 
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