1. Plan to pay down debt: Look at your finances honestly. Look at one of your debts and determine which one you will pay off first. Some people tackle the highest interest rate first while others will start with the lowest balance. It’s your choice, just remember that with every debt you pay off you free up money that can help you tackle the next one.

A Call for Board of Directors Nominations

In accordance with Wasatch Peaks Credit Union Bylaws, there are four (4) seats on the Board of Directors to be filled. The following directors will have their terms expire in March 2019: Bill Frye, Cindi Hellewell, Randy Rounds, and Todd Skeen. The guidelines for nominations follow:

We need to save because we do not know what the future has in store for us. Saving money can help in times of emergency, and if you have the ability to save a lot of money you can become financially secure. If you do not have savings and/or investments, there are risks that you might encounter. For instance, if you do not have enough money to cover an emergency automobile problem then you might have to take out a loan that a savings account might have covered. Interest is your friend when saving money ,but becomes your enemy when you have to get a loan. Loans are as Josh Billings said, “Debt is like any other trap, easy enough to get into, but hard enough to get out of.”