Medicare-Senior-couple

Medicare

With MedicareCU, we help members choose a Medicare plan

New to Medicare?

Medicare coverage takes effect for most people at age 65. Over the years Medicare has become increasingly complicated with many interlocking parts. By understanding how they all work, you'll be in a position to get everything you're entitled to receive under Medicare.

 

What is a Medicare?

Medicare is a federal health insurance program that was created in 1965 under the Social Security Administration. Now administered by the Centers for Medicare and Medicaid Services, these benefits are enjoyed by over 60 million people in the United States.

Who is eligible?

In order to qualify for Medicare, you must either be a United States citizen or a legal resident. Legal residents must live in the U.S. for at least five years in a row before enrolling in a program. you must also be 65 or older or have a qualifying disability.

 

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Medicare

  • Medicare – Part A

    Medicare Part A (Basic Benefits) focuses on the costs of health care at hospitals for inpatient care

    • Hospitalization: Part A co-insurance plus coverage for 365 additional days after Medicare benefits end
    • Medical expenses: Part B co-insurance
    • Blood: First three pints of blood each year
  • Medicare – Part B

    Medicare Part B covers the costs of health care outside of medical facilities and doctor visits.

    • Basic benefits (see Plan A)
    • Medicare Part A deductible

Medicare Advantage

  • Medicare Advantage Part C

    Medicare Part C is better known as Medicare Advantage Plans - they often cover A & B & D all in one plan.

    • Basic benefits (see Plan A)
    • Skilled nursing co-insurance
    • Medicare Part A deductible
    • Medicare Part B deductible
    • Foreign travel emergency
  • Medicare Advantage - Part D

    Medicare part D covers prescription drug plans. Many Medicare Advantage Plans include Part D options in a single package.

    • Basic benefits (see Plan A)
    • Skilled nursing co-insurance
    • Medicare Part A deductible
    • Foreign travel emergency

Dedicated Medicare Agents

MedicareCU is dedicated to you and all your different Medicare and health insurance needs.

It's important to have a trusted advisor you can count on to provide you with helpful information, assist you in signing up, and find the right Medicare plan to meet your needs.


Call MedicareCU

 

Medicare Prescription Plan

Part D is the Medicare plan that covers most outpatient prescription drugs. This can be offered through private companies as a stand-alone option or can be included as part of a more comprehensive Medicare plan. Such Medicare plans that include prescription drug coverage are known as Medicare Advantage Prescription Drug (MAPD) plans. With the proper MAPD plan, you don’t need to be concerned with a separate Part D plan.

 

What is a Medicare Supplement?

A Medicare Supplement policy or Medigap policy is private insurance that supplements or helps you pay for some of the costs that Medicare does not pay for. When combined with Medicare, Medicare Supplement Insurance provides a high level of health insurance protection.

MedicareCU offers Medicare plans A, B, C, and D to give you the flexibility to choose between different plans to meet your individual needs and budget.

Our dedicated agent can help you learn about Medicare

  • Discover your choices
  • Prepare for initial enrollment
  • Make changes to your Medicare plans

Are you looking to explore your options? A MedicareCU advisor can help you with your Medicare rights and choose from a variety of affordable options to take control of your health and get the most out of your Medicare coverage. If you're employed, find out how your current health plan differs from or works with Medicare to decide if you want to keep your current health plan or switch to a Medicare plan.

 

Meet Your Agent
Call MedicareCU at 801.627.8732 to schedule a Medicare Plan Review. By calling this number, a sales agent may contact you by phone, mail, or email.

These policies are not connected with or endorsed by the U.S. Government or the Federal Medicare program. This information is only a general description of coverage. Renewal premiums may increase periodically depending on your age. For additional details on coverage and cost, please contact MedicareCU, P.O. Box 777, Morrison, CO 80465-0777 or by phone at 801-627-8732.

Wasatch Peaks Federal Credit Union does not warrant, guarantee or insure any service or product offered by any insurance companies. Wasatch Peaks Federal Credit Union, MedicareCU, and insurance companies are separate entities.