Meet Your Mortgage Loan Officers

The Mortgage Loan Officers at Wasatch Peaks Credit Union bring years of experience to assist in financing your most important investment…your home!

From FHA, VA, USDA to Conventional or Jumbo mortgage loans, Wasatch Peaks has got you covered. You are in good hands when you choose to work with a trusted and experienced Wasatch Peaks Mortgage Loan Officer.

 Pahmela Foxley Web Photo

Pahmela Foxley | Mortgage Department Manager

I have been with Wasatch Peaks Credit Union for 30 years.

I can help you with your home refinance, home equity line of credit (HELOC) for that remodel or consolidation, new construction builds, or lot loan purchase.

I pride myself in giving excellent member service and have a strong base of long-time repeat members.

I do lending for those whom rely on my knowledge and recommendations to help them make the best choice for their needs.

In my free time, I enjoy being with my family, reading, and gardening.

NMLS #709898


Karabeth Santillan Photo

KaraBeth Santillan | Mortgage Loan Officer

As an experienced loan officer, my goal is to provide you with individual solutions tailored to your specific needs.

I have been a mortgage and loan professional for more than 10 years.

I have access to a large variety of financing options designed to meet the needs of the first-time homebuyer as well as the experienced owner.

I love being able to help borrowers through the loan process, find the terms that are right for your budget, and make sure everything is completed accurately and quickly so that the closing goes smoothly.

This positive experience is why past customers and real estate professionals continue to refer me to friends, family, clients, and co-workers. I believe you will, too!

NMLS #754458

Pat Taffs Web Photo

Patricia Taffs | Mortgage Loan Officer

Patricia has been in the real estate field for over 25 years.

With experience as an Escrow Officer, Loan Processor and Mortgage Broker, she brings a varied background to her position as a Mortgage Loan Officer at Wasatch Peaks.

Her approach to lending is to listen first to the borrower, and then come up with options to get them into the best mortgage loan for their needs.

Patricia summarizes her approach in meeting with members: “I like to ask a LOT of questions to make sure I hear what a borrower REALLY needs, then plan from there.” 

Patricia has a Business Degree in Finance from the David Eccles School of Business, University of Utah; loves to travel, hangout with her family, and constantly work on her home.

NMLS #482594 


Kylee Gladwell Web Photo

Kylee Gladwell | Mortgage Processor

Kylee has been with Wasatch Peaks Credit Union for five years.

She has been doing mortgage processing for about a year and has an NAMP®-CCLP Certification.

She loves to ski and be with her family.

NMLS #1690848

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