Peaks Financial Fitness

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August 14, 2017

Is It Worth It to Refinance Your Mortgage Loan?

Over the past five years, mortgage interest rates have been low! I know a lot of people who have moved during this time, and with their new house came a new loan that has these low interest rates. Those who haven’t moved also have the option of getting a new…
August 07, 2017

Important Lessons I Learned from Going Back to School

Our family has started shopping for school supplies, and it was a little crazy with four kids helping me. School supplies and fees can cost hundreds of dollars, especially for teenagers. So, for this post, I planned on writing about budgeting for school expenses, but then I realized that I…
July 31, 2017

You Don’t Need Magic in Order to Budget

Whenever I talk to others about budgeting, I get asked for a recommendation for a budgeting system. (In fact, it just happened this weekend at our family reunion.) I haven’t found a magical budgeting system that will make us manage our money, but there are a lot of great tools…
July 24, 2017

Don’t Miss Financial Lessons from the 24th of July Holiday

I stayed up late Saturday night writing this post, and I heard the fireworks that were going off around the neighborhood. Those sounds reminded me about the 24th of July holiday, and I thought about our holiday memories. We often go to the rodeo and the parade in Ogden. This…
July 17, 2017

5 Simple Lessons We Can Learn While Shopping

There are a couple of less known national days coming up this week: Parent’s Day and Tall Girl Appreciation Day. I’ve decided to celebrate both, but I’ll just discuss Parent’s Day here. Parent’s Day is celebrated on the fourth Sunday of July and was officially made a national day during…
July 10, 2017

3 Simple Steps Will Help You Dream About Christmas During the Summer Heat

On June 25th, my mom sent a us a text asking if we knew what was was in 6 months? I figure it out. Mom is on top of Christmas shopping and planning. She gets her shopping done early every year. I always admire that she doesn’t stress about the…
July 03, 2017

The Key to Budgeting Is as Simple as Watching the Fuel Gauge on Your Car

A couple of months ago, I was thinking about how similar eating and spending are. Although I planned my spending, I wasn’t planning what I ate, and I realized that was silly because I already knew how. So, I decided to apply budget my eating. Before doing this, I thought…

About Nat Craven

  • Natalie “Nat” Craven is a financial blogger, mom, and wife. She loves budgeting, eating cheesecake, and exploring Utah with her handsome husband and four active kids. 

    Nat studied Family Finance at Utah State University. She earned her Bachelor’s and Master’s Degrees in Accounting from Weber State University where she was awarded a scholarship to research taxation. She became a Certified Public Account (CPA). Nat is no longer intimidated by the tax code—even though it is a complicated foreign language. After working in public accounting for a couple of years, she left the industry to raise money-smart children, but kept up her license and education by doing online coursework. 

    She volunteered and worked for Cornerstone Financial Education, becoming a Certified Personal Financial Counselor (CPFC). There she helped teach personal finance classes and started a financial fitness blog.

    Through the years, she found her passion for budgeting as she realized that no one needs a CPA license or a Master’s degree in finance to manage their money well. Budgeting is a super simple principle to understand, but is challenging to apply. Her blog posts focus on the how we can “USE” our budget to reach our goals. Almost everyone has made a budget, but using it is powerful. Follow Nat on Twitter at @cravennat.

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