Peaks Financial Fitness

Working together to reach your personal financial peak!

 
April 24, 2017

How to Identify and Work Towards a Savings Goal

Last week I went to the Nature Center with my son for his class field trip. In our first activity, we walked along a path while using a field guide to identify birds. Because the birds were fake and wooden, we could clearly see them, and we could take our time…
April 17, 2017

3 Keys for Teen Budgeting

Last week I gave ideas for youth to earn money. Once teens learn how to earn money, they need to learn how to spend it. When I was a teenager I earned money, saved money, and avoided debt, but I wish that I would have understood how to spend money an…
April 10, 2017

Help Your Teen Solve Their Money Problem with 3 Simple and Creative Ideas

I get to serve with teenagers in my neighborhood. When I talked with them about budgeting money, they all said, “We don’t have any money to budget!” That is an issue. Besides the occasional gift, they didn’t have steady income. They need to earn money in order to budget that money.…
April 03, 2017

Learning on the Go: Simple Ways to Teach Kids About Loans

In my blog last week, I talked about how life’s experiences provides opportunities to teach children. Almost every day we spend some time in the car. This week is our family’s spring break from school, and we have already spent 6 hours in the car. A lot happens in car rides.…
March 27, 2017

Teaching Healthy Financial Habits to Kids

As parents, we often sign our kids up for soccer teams, swim, piano or dance lessons. But there aren’t any lessons for them to learn personal finance. My son is in first grade, and he is learning what money is and how much each coin is worth. However, it’s up to…
March 20, 2017

This Easy Exercise Will Prepare You to Receive Extra income

A couple of years ago, we received a lot of money as a Christmas gift from our parents. That gift shocked us because we weren’t expecting that extra income. Adrenaline started running through my body as I thought of what we could do with this money. We were saving for…
March 13, 2017

Don't Leave Your Finances up to Luck!

My 4-year-old has been warning me, “If you don’t wear green, you’re going to get pinched on St. Patrick’s Day.” Similarly, if we don’t pay attention to our finances, we can experience stress and pain. I hope that we can all be successful financially. Very few people have a chance at…

About Nat Craven

  • Natalie “Nat” Craven is a financial blogger, mom, and wife. She loves budgeting, eating cheesecake, and exploring Utah with her handsome husband and four active kids. 

    Nat studied Family Finance at Utah State University. She earned her Bachelor’s and Master’s Degrees in Accounting from Weber State University where she was awarded a scholarship to research taxation. She became a Certified Public Account (CPA). Nat is no longer intimidated by the tax code—even though it is a complicated foreign language. After working in public accounting for a couple of years, she left the industry to raise money-smart children, but kept up her license and education by doing online coursework. 

    She volunteered and worked for Cornerstone Financial Education, becoming a Certified Personal Financial Counselor (CPFC). There she helped teach personal finance classes and started a financial fitness blog.

    Through the years, she found her passion for budgeting as she realized that no one needs a CPA license or a Master’s degree in finance to manage their money well. Budgeting is a super simple principle to understand, but is challenging to apply. Her blog posts focus on the how we can “USE” our budget to reach our goals. Almost everyone has made a budget, but using it is powerful. Follow Nat on Twitter at @cravennat.

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