Peaks Financial Fitness

Working together to reach your personal financial peak!

June 19, 2017

Kickoff the Beginning of Summer with (Budget Friendly) Fun Activities

Tomorrow is officially the first day of summer! A few years ago, our family decided to explore Utah. Even though Ty and I have lived here for almost 4 decades, there are so many places that we had hadn’t visited. Just last week we went to Bountiful Lake and the…
June 12, 2017

Two Gifts That My Father Gave Me That Can Help You Face Financial Storms

When was the last time that you felt like quitting? It was a couple of weeks ago for me. I was writing my post for the week, which talked about de-cluttering our finances. The post was turning into a guilt-inducing post, which I did not want, but I couldn’t figure…
June 05, 2017

The 3 Simple Keys That Will Help You Avoid Being Broke During Retirement

We recently had our piano tuned, and our tuner shared part of his life story with me. He told me that he is “retired” from his job that he worked for over 40 years. He doesn’t “have to work” because he needs to earn money, but he enjoys tuning pianos,…
May 29, 2017

Holiday and Vacation Ideas That Can Help You Enjoy Memorial and Summer Holidays and Avoid…

Although I write about personal finance, no financial topic is independent. So, I am really writing about life, death, and everything in between through a financial perspective. Memorial Day includes all of these. My husband and I have birthdays near Memorial Day, and we celebrate our lives. We also celebrate the…
May 22, 2017

If Your Finances Are a Mess, There's a Few Simple Things You Can Do

I’m still cleaning walls. This job seems to be neverending, but one good result is that I've lost all desire to upgrade to a larger home. (I don't want any more walls to clean.) Last week I had to move the couches in the front room so that I could…
May 15, 2017

If You've Had a Summer Budget Fail, Read This Before Summer Begins

A couple of weeks ago the weather was very rainy, and we stayed inside a lot. I started noticing how filthy the walls in my house were. They had layers of dirt, dust, handprints, marker, pen, crayon, boogers, and mold. I hadn’t noticed them gradually get so dirty. Have you had…
May 08, 2017

Mother's Day Magic Doesn't Require a Trip Disneyland: A Few Simple Actions Can Honor Your…

My youngest daughter is at a magical age. She thinks that the automatic doors, faucets, and hand dryers are all magical, and she often dresses up as a princess. She just boughta Belle outfit and new shoes for her Cinderella dress. One day last week after I helped her into the…

About Nat Craven

  • Natalie “Nat” Craven is a financial blogger, mom, and wife. She loves budgeting, eating cheesecake, and exploring Utah with her handsome husband and four active kids. 

    Nat studied Family Finance at Utah State University. She earned her Bachelor’s and Master’s Degrees in Accounting from Weber State University where she was awarded a scholarship to research taxation. She became a Certified Public Account (CPA). Nat is no longer intimidated by the tax code—even though it is a complicated foreign language. After working in public accounting for a couple of years, she left the industry to raise money-smart children, but kept up her license and education by doing online coursework. 

    She volunteered and worked for Cornerstone Financial Education, becoming a Certified Personal Financial Counselor (CPFC). There she helped teach personal finance classes and started a financial fitness blog.

    Through the years, she found her passion for budgeting as she realized that no one needs a CPA license or a Master’s degree in finance to manage their money well. Budgeting is a super simple principle to understand, but is challenging to apply. Her blog posts focus on the how we can “USE” our budget to reach our goals. Almost everyone has made a budget, but using it is powerful. Follow Nat on Twitter at @cravennat.

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