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You may be considering a home equity line of credit (HELOC) to gain access to the value you’ve collected in your home, also known as equity. HELOCs work much like credit cards. You’re given a set credit line based on your home’s equity where you can then withdraw money as needed. 

Mortgages are the most common way that people obtain the money they need to purchase their homes. If you are a first-time home buyer, the following overview can help you understand how mortgages work and what fees you can expect. There are also a few helpful tips for when you apply. 

Whether you’re getting your first credit card or you’d like to improve your habits with your credit card spending, we have some expert tips to help you use your card. There are many ways to use a credit card, but not all of them are wise or recommended.