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While they may look similar, debit cards and credit cards work differently and can provide different benefits when you utilize them. Understanding how they work and when to use them can help you make the best decisions for your finances. Here’s a guide to help you understand each type of card and when to use them.

At Wasatch Peaks Credit Union, one of our primary services is helping walk you through the home loan process. A mortgage loan is a huge financial commitment, and you need to know that you have expert help available for areas you may not be familiar with.

You may be considering a home equity line of credit (HELOC) to gain access to the value you’ve collected in your home, also known as equity. HELOCs work much like credit cards. Based on your home’s equity, you’re given a set credit line where you can then withdraw money from as needed.